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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Jennifer F Frye NMLS 154948
Phone: 859-280-3851
Bank of the Bluegrass & Trust Co.
NMLS 421548
215 Southland Dr.
Lexington KY 40503

Welcome!  With more than 25 years of mortgage lending experience, I've learned that matching the benefits of our mortgage loan programs with the needs of my clients establishes long-term relationships, earning me repeat business.  I am committed to earning your business and will make the loan process as easy as possible.  I am happy to answer any questions you may have before, during, and after the loan closing.  My business is based on customer referrals so please refer your family, friends, and co-workers to me for their home loan.


Our bank offers long term, fixed rate products like the "bigger banks" do, but we also have specialized products that may fit your specific needs.  We offer great mortgage loan programs featuring competitive rates and low closing costs, such as conventional, long term, fixed rate loans, government loan programs including Federal Housing Administration (FHA), Veterans Administration (VA), Rural Housing Service (RHS), Kentucky Housing Corporation (KHC), down payment assistance programs, adjustable rate loans, jumbo loans, and rental property financing.


What benefits are YOU looking for in your next mortgage?


To begin your online interview, click on "Get Started!"


* Offer subject to credit approval

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